Wear riding gear: Helmet, long pants or chaps, gloves, eye protection, riding boots or similar.
Buy as much insurance as you can realistically afford.
Purchase Underinsured and Uninsured motorist coverage. We recommend no less than $250,000.
Confirm that your coverage is up to date (some people will remove motorcycles from their insurance during off seasons).
Store proof of insurance on the bike.
Confirm bike is in proper working order before riding, especially all lights.
Automobile Drivers
Complete a driver’s education course and be properly licensed.
Buy as much insurance as you can realistically afford.
Purchase Underinsured and Uninsured motorist coverage. We recommend no less than $250,000.
Store up to date proof of insurance in your vehicle.
Confirm vehicle is in proper working order before driving, especially all lights.
Be smart : immediately after the crash, take a moment to recover. You will need to act calmly and efficiently.
On the scene
Cooperate with all first responders, answering questions and following directions.
If possible, take pictures of the property damage and scene – if you are unable, ask someone at the scene to do it for you.
Collect names and contact information of as many witnesses as possible – if you are unable, ask someone at the scene to do it for you.
Ask if any witness has dashcam footage and request a copy.
Save your own dashcam footage if applicable.
Do not give a statement to any insurance company prior to speaking to one of our attorneys.
Follow up
Working with your insurance carrier
Many times, your own insurance company will be able to resolve property damage claims faster than the at fault party’s insurance carrier. This likely will require the payment of any contractual deductibles.
If your vehicle ends up in a storage yard it likely will incur a daily fee. Ask your own insurance carrier to help you limit the number of days your vehicle is stored.
Working with your healthcare provider
Always provide your personal health insurance card/s for payment for any treatment you receive. This will reduce the chance of charges being turned over to a collection agency.
Pay or request a payment plan for all deductibles and co-payments required by your personal health plan.
Keep copies of all medical bills from caregiver(s) and Explanation of Benefits from your insurance provider(s).
